Zemen Bank, one of Ethiopia’s leading financial institutions, is seeking a talented and dedicated professional to join its team as a Principal Officer – Credit Appraisal. With a commitment to innovation, customer-centric services, and operational excellence, Zemen Bank continues to redefine the banking experience for its customers.
About Zemen Bank
Established with the mission of transforming Ethiopia’s banking landscape, Zemen Bank has built a strong reputation for providing cutting-edge financial solutions to its clientele. Known for its emphasis on modern banking technology and customer-focused services, the bank serves a wide array of customers, including individuals, businesses, and institutional clients. Its vision is to play a pivotal role in Ethiopia’s economic growth by delivering value-driven services and maintaining a robust financial position.
At the core of Zemen Bank’s operations is its commitment to professionalism, innovation, and social responsibility. The bank is proud of its dynamic and inclusive corporate culture, which fosters collaboration, growth, and personal development for its employees. With a network of branches strategically located in Addis Ababa and beyond, Zemen Bank is a trusted partner in financial services, dedicated to empowering individuals and businesses alike.
Joining Zemen Bank means becoming part of a team that values excellence, integrity, and innovation. For professionals looking to make a meaningful impact while advancing their careers, Zemen Bank offers an exceptional platform.
About the Role: Principal Officer – Credit Appraisal
As a Principal Officer – Credit Appraisal, you will play a pivotal role in managing and coordinating credit risk assessments, processing loan applications, and conducting appraisals to support the bank’s credit operations. This position is critical in ensuring that Zemen Bank’s lending activities are carried out with precision, compliance, and strategic foresight.
Key Responsibilities
The Principal Officer – Credit Appraisal will be responsible for overseeing the due diligence process for credit risk assessments. This includes thoroughly analyzing loan applications, monitoring appraisals, and ensuring compliance with the bank’s internal policies and external regulatory standards. The role requires collaboration with multiple departments to ensure seamless credit operations while maintaining the bank’s high standards of service and accountability.
Effective communication with clients and stakeholders is a core component of the role, as is the ability to make sound recommendations based on financial analysis and market insights. The Principal Officer will also contribute to the development of strategies aimed at minimizing risk and optimizing the bank’s loan portfolio performance.
Qualifications and Experience
To excel in this role, candidates must have a strong educational background and relevant professional experience.
Educational Requirements
Candidates should hold a Bachelor’s Degree in Accounting, Business Administration, Economics, Finance, Management, or a related field from a recognized institution. A strong academic foundation will support the analytical and decision-making responsibilities of the role.
Professional Experience
Applicants must have at least five years of relevant work experience, with at least one year at a Senior Officer level or in a comparable professional capacity. This experience should demonstrate expertise in credit appraisal, risk assessment, and the ability to navigate complex financial scenarios effectively.
Why Join Zemen Bank?
Zemen Bank is more than just a workplace; it is an environment where innovation, ambition, and commitment are rewarded. Employees are offered opportunities to grow professionally while contributing to the bank’s mission of driving economic growth in Ethiopia. The bank provides a competitive compensation package and a culture that encourages excellence and continuous learning.
Location
This position is based in Addis Ababa, the vibrant capital of Ethiopia, offering an excellent platform for career growth in the financial sector.
How to Apply
Interested and qualified applicants are invited to apply for this exciting opportunity. To apply, submit your application letter, updated CV, and credentials in PDF format. Clearly indicate the position you are applying for in your application. Applications can be submitted through the following link: Apply via Ethiojobs.
Deadline for Application
Applications must be submitted before the deadline. Ensure that your submission is completed promptly to be considered for this highly sought-after role.
Final Thoughts
Joining Zemen Bank as a Principal Officer – Credit Appraisal is more than a career move; it’s an opportunity to contribute to one of Ethiopia’s most innovative financial institutions. If you have the qualifications, experience, and drive to succeed in this role, don’t miss the chance to be part of Zemen Bank’s journey toward excellence. Apply today and take the next step in your professional journey.